Three Things To Know About Auto Accidents Involving Commercial Trucks
Auto accidents can be serious events, and accidents that involve large commercial trucks can be particularly hazardous. Unfortunately, there is no way to avoid these large vehicles as they can be very common on public roads. This will require you to become informed about the legal aspects of pursuing claims against these vehicles so that you will be prepared if you are ever involved in an accident.
In What Ways Will A Truck Accident Case Differ From Standard Auto Accident Lawsuits?
It is important to be aware of the fact that an accident involving a commercial truck will have very different legal aspects than one involving a single passenger car. This increased complexity is largely a result of these accidents have more parties involved. In addition to the two drivers and any passengers, the driver's company or may also be able to be named as a defendant.
What If The Driver Did Not Have Commercial Insurance?
It is important to be aware that commercial insurance is necessary for any work vehicle. Unfortunately, there are some drivers or companies that may fail to keep these policies for their vehicles. This can lead to further complications for those that are involved in accidents with these vehicles. In these situations, it may be necessary to use the court system to settle any damage claims that may result. This will involve proving the party that was responsible for insuring the vehicle and their relationship to the driver. While this may be highly complicated, there are few other options that may be more practical. Luckily, if this is the case, it may add to your damage claims, but this will vary based on the location of the accidents and the facts surrounding it.
Can The Other Commercial Driver's Insurance Deny Your Claim?
After being involved in an accident with a commercial vehicle, you may assume that the insurance provider will always approve your claim. Sadly, there can be many instances where the insurance outright denies your claim. Often, this will be done under the guise of arguing that you were responsible for the accident. Furthermore, there can be instances where the insurance may make a settlement offer that is far too low for the extent of the damages that you have suffered. When you encounter these situations, it may be possible to enter into negotiations with the insurance company, but you should avoid attempting this without professional representation. If these negotiations breakdown, a lawsuit may be required to obtain the compensation that you may be legally entitled.
To learn more, contact a law firm like James Munafo & Associates PC.
