Maintaining continuous insurance coverage on your house and car is an important way to protect your bottom line. It isn't always easy to acquire personal possessions, and when you are looking at something as expensive as a piece of property, you're able to see why it is in your best interest to protect them as much as possible. Although the insurance process appears to be pretty straightforward when you're not dealing with an emergency, things could change very quickly if you ever need to take advantage of your benefits. If you've filed an insurance claim and don't seem to be getting a reasonable response, check out a few ways you can tell when it's time to hire an insurance litigation attorney.
You Are Offered A Low Settlement
When you initially took out your insurance policy, you were likely asked how much coverage you wanted for your belongings. For example, you might have requested that $5000 dollars be the limit for your personal property so that if something was stolen or damaged, you would be able to either replace the missing objects with your insurance or get enough money to buy new ones.
However, there are times when insurance companies try to lowball policyholders by only offering a fraction of what they should be getting. If you aren't aware of your rights you, could mistakenly accept the settlement. At this point, there is little to nothing that can be done to change the outcome of your case.
That's why it is so vital for you to hire a litigation attorney the moment you receive notice of an especially low officer. The litigation attorney can carefully read over the details of your insurance policy to find out what you are entitled to. Once they have this information, the lawyer is able to negotiate a better agreement because they have your best interest in mind.
Your Claim Is Falling Through The Cracks
If it seems like eons have passed since you filed your claim and is still no resolution; you need to take action. Don't let the insurance company keep you in the dark as you struggle to handle your particular issue on your own. Find a litigation attorney who can bring your case back into the light as soon as possible.
Insurance litigation is a complex field that you don't want to navigate without help. Reach out to a legal specialist to receive their assistance today.